A reputable rural bank in the Ashanti Region seeks the services of highly skilled, dynamic, motivated, result-oriented and qualified key management persons to join its team of professionals as follows: Head of Credit

Job Description

• The person shall prepare credit strategy of the bank
• The person shall prepare and deliver presentations and reports regarding key credit issues, exposures and the periodic credit review report to the Chief Executive Officer
• Prepare monthly credit report, submit all loans and report credit references Bureaus and register all securities in the collateral registry
• Carry out regular credit facility reviews to ensure compliance with terms and conditions of the credit
• Monitor all loans and report on early warning signs to the Chief Executive Officer
• Maintain minimum loan recovery rate 95% on monthly basis
• Achieve monthly recovery rate of 5% in respect of overdue loans

Qualification Required & Experience

• First Degree in a related field
• Professional qualification such as ACCA, CA, ACIB, CICMG, project management etc, is an added advantage
• Minimum of 5 years of working experience in a similar position in the rural banking industry, with 3 years in Managerial position

Required Skills / Attributes

• Good communication, interpersonal and presentation skills
• Good planning, quantitative and analytical skills
• Good understanding of IFRS9 credit impairment models

Location: Ashanti Region