17 May 2024

Credit Risk & Analytics Officer at AT Ghana

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Job Description

Job Summary

• The successful candidate will join our team as an Officer for Credit Risk & Analytics in the Finance Department. (S)He will report to the Head, Credit Management and will assist in minimizing AT’s exposure to all forms of credit risks. The Credit Risk and Analytics officer will also exercise discretion, analytics, and sound judgment in credit control as well as the collections assigned relating to postpaid and hybrid clients.

Key Responsibilities

• Establish robust mechanisms and proper follow up on total outstanding receivables for clients assigned.
• Conduct and determine the credit worthiness and risk profile of an individual or business by analyzing their data and deciding whether to extend them services.
• Ensure 100% collection of assigned customer portfolio at the end of each month.
• Reviewing service applications and credit references to set credit limits.
• Ensure statement of accounts are reconciled and balances confirmed with customers, at a frequency to be agreed with line manager.
• Take active part in regular meetings with Treasury, B2B and Billing Team to ensure proper follow-up on outstanding receivables and agree actions on problem accounts.
• Reporting to the Credit Management Director and other stakeholders on open invoices on a weekly basis with action plans to recover overdue amounts.
• Develop and maintain workflow processes to ensure all credit customers have necessary agreements signed and documented and same strictly adhered to.
• Ensure compliance with AT Internal Control practices in all aspects of the job.

Required Qualification and Experience

• A university degree in any field but with emphasis on Accounting, Finance, Business, Economics or related flied.
• A minimum of two (2) year relevant working experience in Credit Control, Customer Experience, Account receivables or a related filed.
• Experience in customer service operations is a plus.

Core Competencies

• Integrity and Transparency
• Sound negotiation skills
• Ability to build relationships with multiple internal and external stakeholders.
• Numerical and Analytical Skills
• Microsoft Office

Key KPIs

• Ensure 100% collection of assigned customer portfolio at the end of each month.
• Drive the follow up of all customers impacting on bad debt monthly by ensuring each customer makes payment before month end.

Location: Accra

Method of Application

Interested and qualified applicants should send their Applications & Curriculum Vitae to: [email protected]

Kindly indicate the role you are applying for in the email subject.

Closing Date: 22 May, 2024

Ready to be part of our dynamic and innovative team? At AT, we enhance the value of our employees by providing long-term growth and opportunities in an ever-evolving work environment. Our values are at the core of what we do and represents who we are, Simplicity, Transparency and Relevance. Initiate your journey to be part of our world-class team and experience a rewarding career.

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