A reputable Rural Bank located in the Eastern Region seeks to employ the services of a Credit Manager. Persons who meet the following criteria are invited to apply for the position.

Job Description

• The person shall prepare credit strategy of the bank
• The person shall prepare and deliver presentations and reports regarding key credit issues, exposures and the periodic credit review report to the CEO
• Prepare monthly credit report, submit all loans report to Credit References Bureaus and register all securities in the collateral registry
• Carry out regular credit facility reviews to ensure compliance with terms and conditions of the credit
• Monitor all loans and report on early warning signs to the Chief Executive Officer
• Maintain minimum loan recovery rate of 95% on monthly basis
• Achieve monthly recovery rate of 5% in respect of overdue loans

Qualification Required & Experience

• First Degree in a related field
• Professional qualification such as ACCA, CA, ACIB, CIMA, project management etc, and or Masters Degree in a related field is an added advantage
• Minimum of 10 years working experience in a similar position in the Rural Banking industry, with 4 years in Managerial position

Required Skills / Attributes

• Good communication, interpersonal and presentation skills
• Good planning, quantitative and analytical skills
• Strong computer literacy skills, (Knowledge in application of Emerge T24)
• Good understanding of IFRS9 credit impairment models

Reporting Line:

• The person shall report to the Chief Executive Officer
• Remuneration: Attractive compensation based on qualification and experience

Location: Eastern Region