A fast-growing Community Bank in the Central Region is looking for highly motivated persons for the following position: Assistant Credit Manager

Job Description

• Assist in the Supervision and management of the bank’s credit department
• Assist to provide leadership in the management of the company’s Credit Administration
• Assist in the preparation and submission of accurate monthly and quarterly returns on credit to the appropriate regulatory authorities
• Assist in the monitoring and recoveries of the bank’s loan portfolio
• Oversee the signing of the bank’s securities and customers documents used as collateral for advances granted.
• Help in appraising credits using standardized application and appraisal reports for approval
• Responsible for the quality of the loan portfolio of the bank and communicate loan approval or denial to the client and facilitate the disbursement process
• Contribute to the overall profitability of the company by implementing cost controls, marketing and income generation efforts, as directed by management and monitoring expenses to ensure compliance to budget
• Prepare weekly and monthly performance reports for easy monitoring ensuring correct classification and provision for loans and advances
• Help develop and market new products of the bank
• Discuss loan terms with the clients
• Work with customers to resolve all credit issues
• Assist in monitoring loan payments and had debts
• Any other duties/job that will be assigned by management

Qualification Required & Experience

• First Degree in Banking or Finance Accounting, Administration, Management in any related field
• A second degree in finance, accounting or related field is desirable
• Professional qualification such as ACCA, CICM, ACIB and ICAG is an advantage
• Proven work experience in credit management
• High level of understanding in risk and credit management
• At least 3 years work experience in a banking credit management in rural & community banking in Ghana or related industry
• Good knowledge in Microsoft Word, Excel and PowerPoint is essential for successful
• Excellent knowledge of a Banking software application preferably Globus T24

Location: Central Region